Summary of Cover
Single and annual multi trip policies
This is a summary of cover only. All cover limits are per insured person and up to the maximum benefit level shown. Claims under most sections of the policy will be subject to an excess. Please carefully check the cover table contained in the policy wording to ensure the policy you select fully meets your needs.
For a summary of our backpacker policy cover click here.
| Section | Economy Extra | Standard | Superior |
| Standard Excess | £95 | £95 | £70 |
| Loss of Deposit Excess | £75 | £75 | £50 |
| Cancellation and Curtailment | Up to £1,500 | Up to £3,000 | Up to £5,000 |
| Emergency Medical and Other Expenses | Up to £3,000,000 | Up to £5,000,000 | Up to £10,000,000 |
| Travel Delay | £50 per 12 hours up to £100 | £50 per 12 hours up to £100 | £50 per 12 hours up to £100 |
| Baggage | Up to £750 | Up to £1,500 | Up to £2,500 |
| Personal Money | Up to £300 | Up to £300 | Up to £300 |
| Personal Liability | Up to £2,000,000 | Up to £2,000,000 | Up to £2,000,000 |
| Personal Accident | Up to £5,000 | Up to £10,000 | Up to £30,000 |
| Legal Expenses | Up to £20,000 | Up to £20,000 | Up to £25,000 |
| Kennel and Cattery Cover | Up to £500 | Up to £500 | Up to £500 |
Backpacker policies
This is a summary of cover only. All cover limits are per insured person and up to the maximum benefit level shown. Claims under most sections of the policy will be subject to an excess. Please carefully check the cover table contained in the policy wording to ensure the policy you select fully meets your needs.
| Section | Backpacker Lite | Backpacker Standard | Backpacker Extra |
| Standard Excess | £100 | £100 | £70 |
| Loss of Deposit Excess | £75 | £75 | £50 |
| Cancellation and Curtailment | Up to £1,000 | Up to £2,000 | Up to £3,000 |
| Emergency Medical and Other Expenses | Up to £3,000,000 | Up to £5,000,000 | Up to £10,000,000 |
| Travel Delay | Nil | £20 per 12 hours up to £200 | £20 per 12 hours up to £200 |
| Baggage | Up to £500 | Up to £1,000 | Up to £1,500 |
| Personal Money | Up to £100 | Up to £200 | Up to £250 |
| Personal Liability | Up to £1,000,000 | Up to £2,000,000 | Up to £2,000,000 |
| Personal Accident | Up to £5,000 | Up to £15,000 | Up to £15,000 |
| Legal Expenses | Up to £15,000 | Up to £25,000 | Up to £25,000 |